As part of UCLA Product Space, we partnered with PayPal and Venmo on an open-ended product strategy project to identify opportunities for improving the student payment experience. Through user research, we uncovered a common pain point around managing shared expenses, where splitting bills often required manual calculations and awkward follow-ups. In response, we designed a dedicated bill-splitting experience with receipt scanning, item-level claiming, and smart repayment nudges to help groups settle expenses accurately, efficiently, and with less friction.